:root{--bg: #faf9f6;--surface: #ffffff;--ink: #20242c;--ink-soft: #3d4351;--muted: #737a87;--line: #e8e5dd;--line-strong: #d9d5ca;--brand: #e85d04;--brand-ink: #c14e03;--brand-soft: #fff3e8;--brand-softer: #fff9f3;--teal: #0f766e;--teal-soft: #ecfdf8;--ok: #15803d;--warn: #b45309;--chart-1: #0f766e;--chart-2: #e85d04;--chart-3: #b45309;--chart-grid: rgb(32 36 44 / .14);--font-sans: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, system-ui, "Segoe UI", "Apple SD Gothic Neo", "Noto Sans KR", "Malgun Gothic", sans-serif;--radius: 14px;--radius-sm: 10px;--shadow: 0 1px 2px rgb(32 36 44 / .04), 0 6px 20px -8px rgb(32 36 44 / .1);--shadow-lift: 0 2px 4px rgb(32 36 44 / .05), 0 12px 32px -8px rgb(32 36 44 / .14)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-sans);font-size:16px;line-height:1.65;word-break:keep-all}img{max-width:100%;display:block}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3{line-height:1.35;letter-spacing:-.01em}button{font-family:inherit}.container{max-width:1024px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}.site-header{position:sticky;top:0;z-index:50;background:#ffffffdb;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.site-header .inner{display:flex;align-items:center;justify-content:space-between;height:60px}.logo{display:flex;align-items:center;gap:9px;font-size:19px;font-weight:800;color:var(--ink);text-decoration:none}.logo:hover{text-decoration:none}.logo .mark{width:30px;height:30px;flex:none}.gnb{display:flex;align-items:center;gap:4px}.gnb a{padding:8px 12px;border-radius:999px;color:var(--ink-soft);font-size:14.5px;font-weight:600}.gnb a:hover{background:var(--brand-soft);color:var(--brand-ink);text-decoration:none}.gnb a.ext{color:var(--muted)}.site-footer{margin-top:72px;border-top:1px solid var(--line);background:var(--surface);padding:36px 0 44px;font-size:13.5px;color:var(--muted)}.site-footer .cols{display:flex;flex-wrap:wrap;gap:24px 48px;justify-content:space-between}.site-footer nav{display:flex;flex-wrap:wrap;gap:6px 18px}.site-footer a{color:var(--ink-soft)}.site-footer .fine{margin-top:20px;font-size:12.5px;line-height:1.7;color:var(--muted)}.hero{padding:44px 0 32px;text-align:center}.hero h1{margin:0 0 12px;font-size:clamp(27px,4.6vw,40px);line-height:1.28;letter-spacing:-.025em;font-weight:800}.hero h1 .accent{color:var(--brand)}.hero p{margin:0 auto;max-width:520px;color:var(--ink-soft);font-size:15.5px;line-height:1.7}.hero-facts{margin:20px 0 0;padding:0;list-style:none;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:6px 14px;font-size:13.5px;font-weight:600;color:var(--muted)}.hero-facts li{display:flex;align-items:center;gap:14px}.hero-facts li+li:before{content:"";width:3px;height:3px;border-radius:50%;background:var(--line-strong)}.chip{display:inline-flex;align-items:center;gap:6px;padding:8px 14px;border-radius:999px;background:var(--surface);border:1px solid var(--line);color:var(--ink-soft);font-size:14px;font-weight:600;box-shadow:var(--shadow)}.chip:hover{border-color:var(--brand);color:var(--brand-ink);text-decoration:none}.badge{display:inline-block;padding:2px 9px;border-radius:999px;font-size:11.5px;font-weight:700;background:var(--brand-soft);color:var(--brand-ink)}.badge.teal{background:var(--teal-soft);color:var(--teal)}.cat-section{margin:34px 0}.cat-head{display:flex;align-items:center;flex-wrap:wrap;gap:4px 10px;margin-bottom:14px}.cat-head h2{margin:0;font-size:19px;font-weight:800;letter-spacing:-.02em}.cat-head .desc{color:var(--muted);font-size:13px}.cat-head h2:before{content:"";display:inline-block;width:4px;height:17px;margin-right:9px;border-radius:2px;background:var(--brand);vertical-align:-2px}.chip svg{color:var(--brand-ink)}.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px}.calc-card{position:relative;display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:16px;color:var(--ink);box-shadow:var(--shadow);transition:transform .14s ease,box-shadow .14s ease,border-color .14s ease}.calc-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lift);border-color:var(--brand);text-decoration:none}.calc-card:hover .icon{background:var(--brand);color:#fff}.calc-card .icon{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:10px;background:var(--brand-soft);color:var(--brand-ink);transition:background .14s ease,color .14s ease}.calc-card .name{margin-top:11px;font-size:15.5px;font-weight:700;letter-spacing:-.015em}.calc-card .sub{margin-top:4px;font-size:12.5px;color:var(--muted);line-height:1.55}.calc-card .card-season{position:absolute;top:14px;right:14px;max-width:52%;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;padding:2px 8px;border-radius:999px;background:var(--teal-soft);color:var(--teal);font-size:11px;font-weight:700}.crumb{display:flex;align-items:center;gap:6px;padding:16px 0 0;font-size:13px;color:var(--muted)}.crumb a{color:var(--muted)}.crumb .sep{opacity:.5}.calc-title{margin:10px 0 4px;font-size:clamp(23px,4.5vw,30px);font-weight:800}.calc-intro{margin:0 0 18px;color:var(--muted);font-size:15px}.calc-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px}.calc-panel .fields{display:grid;gap:16px}.field{display:grid;gap:7px}.field>label,.field>.flabel{font-size:13.5px;font-weight:700;color:var(--ink-soft)}.input,.select{width:100%;height:48px;padding:0 14px;border:1.5px solid var(--line-strong);border-radius:var(--radius-sm);background:#fff;font-size:16px;font-family:inherit;color:var(--ink)}.input:focus,.select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px #e85d0424}.input-unit{position:relative}.input-unit .input{padding-right:46px}.input-unit .unit{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:14px;pointer-events:none}.row-2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.seg{display:flex;flex-wrap:wrap;gap:8px}.seg label{position:relative}.seg input{position:absolute;opacity:0;inset:0}.seg span{display:inline-block;padding:10px 15px;border:1.5px solid var(--line-strong);border-radius:999px;font-size:14.5px;font-weight:600;color:var(--ink-soft);background:#fff;cursor:pointer;user-select:none;transition:all .1s ease}.seg input:checked+span{background:var(--brand);border-color:var(--brand);color:#fff}.seg input:focus-visible+span{box-shadow:0 0 0 3px #e85d0440}.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;height:50px;padding:0 22px;border-radius:var(--radius-sm);border:1.5px solid var(--line-strong);background:#fff;color:var(--ink);font-size:15.5px;font-weight:700;cursor:pointer;transition:all .12s ease}.btn:hover{border-color:var(--brand);color:var(--brand-ink)}.btn-primary{background:var(--brand);border-color:var(--brand);color:#fff;width:100%}.btn-primary:hover{background:var(--brand-ink);border-color:var(--brand-ink);color:#fff}.btn-sm{height:40px;padding:0 15px;font-size:13.5px}.result-card{margin-top:18px;border-radius:var(--radius);border:1.5px solid var(--brand);background:linear-gradient(160deg,var(--brand-softer),var(--brand-soft));padding:22px}.result-card[hidden]{display:none}.result-label{font-size:13.5px;font-weight:700;color:var(--brand-ink)}.result-main{margin:4px 0 2px;font-size:clamp(30px,6vw,40px);font-weight:800;letter-spacing:-.02em;color:var(--ink)}.result-main small{font-size:.55em;font-weight:700;color:var(--ink-soft)}.result-sub{font-size:14.5px;color:var(--ink-soft)}.result-basis{margin-top:12px;padding-top:12px;border-top:1px dashed rgb(193 78 3 / .35);font-size:13px;color:var(--muted);line-height:1.7}.result-table{width:100%;margin-top:12px;border-collapse:collapse;font-size:14px}.result-table th,.result-table td{padding:8px 4px;border-bottom:1px solid rgb(193 78 3 / .15);text-align:left}.result-table td:last-child{text-align:right;font-weight:600;font-variant-numeric:tabular-nums}.result-table tr:last-child th,.result-table tr:last-child td{border-bottom:none}.result-table+.result-label{margin-top:16px}.chart{margin-top:16px}.chart-donut{max-width:240px;margin-left:auto;margin-right:auto}.chart-svg{display:block;width:100%;height:auto}.chart-svg .ch-fill-1{fill:var(--chart-1)}.chart-svg .ch-fill-2{fill:var(--chart-2)}.chart-svg .ch-fill-3{fill:var(--chart-3)}.chart-svg .ch-line-1,.chart-svg .ch-line-2{fill:none;stroke-width:2.5;stroke-linejoin:round;stroke-linecap:round}.chart-svg .ch-line-1{stroke:var(--chart-1)}.chart-svg .ch-line-2{stroke:var(--chart-2)}.chart-svg .ch-ring{fill:none;stroke-width:20}.chart-svg .ch-ring-1{stroke:var(--chart-1)}.chart-svg .ch-ring-2{stroke:var(--chart-2)}.chart-svg .ch-grid{stroke:var(--chart-grid);stroke-width:1}.chart-svg .ch-marker{stroke:var(--chart-3);stroke-width:1.5;stroke-dasharray:4 3}.chart-svg .ch-label{fill:var(--muted);font-size:11px;font-family:var(--font-sans)}.chart-svg .ch-center{fill:var(--ink);font-size:15px;font-weight:800;font-family:var(--font-sans);text-anchor:middle}.chart-svg .ch-center-sub{fill:var(--muted);font-size:11px;font-family:var(--font-sans);text-anchor:middle}.chart-legend{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:10px;font-size:13px;color:var(--ink-soft)}.chart-legend-item{display:inline-flex;align-items:center;gap:6px}.chart-legend-item:before{content:"";width:10px;height:10px;border-radius:3px;flex:none;background:var(--chart-1)}.chart-legend-item:nth-of-type(2):before{background:var(--chart-2)}.chart-legend-item:nth-of-type(3):before{background:var(--chart-3)}.next-steps{margin-top:16px;padding-top:14px;border-top:1px dashed rgb(193 78 3 / .35)}.next-steps-title{font-size:13px;font-weight:700;color:var(--brand-ink)}.next-steps-links{margin-top:8px;display:flex;flex-wrap:wrap;gap:8px}.next-steps-links a{display:inline-flex;align-items:center;gap:6px;padding:8px 13px;border:1px solid var(--brand);border-radius:999px;background:var(--surface);color:var(--brand-ink);font-size:13.5px;font-weight:600;text-decoration:none}.next-steps-links a:after{content:"→";font-weight:700}.next-steps-links a:hover{background:var(--brand-soft)}.share-row{margin-top:14px;display:flex;flex-wrap:wrap;gap:8px}.ad-slot{margin:26px 0}.ad-slot .ad-placeholder{border:1.5px dashed var(--line-strong);border-radius:var(--radius-sm);color:var(--muted);font-size:12px;display:flex;align-items:center;justify-content:center;background:repeating-linear-gradient(45deg,transparent,transparent 10px,rgb(32 36 44 / .02) 10px,rgb(32 36 44 / .02) 20px)}.guide{margin-top:8px;font-size:15.5px;color:var(--ink-soft)}.guide h2{margin:34px 0 10px;font-size:20px;font-weight:800;color:var(--ink)}.guide h3{margin:24px 0 8px;font-size:16.5px;font-weight:700;color:var(--ink)}.guide p{margin:0 0 12px}.guide ul,.guide ol{margin:0 0 12px;padding-left:22px}.guide li{margin:4px 0}.guide .tbl-wrap{overflow-x:auto;margin:14px 0}.guide table{width:100%;border-collapse:collapse;font-size:14px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}.guide th{background:#f4f2ec;font-weight:700;color:var(--ink)}.guide th,.guide td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;white-space:nowrap}.guide tr:last-child td{border-bottom:none}.guide .highlight{background:var(--teal-soft);border:1px solid rgb(15 118 110 / .2);border-radius:var(--radius-sm);padding:14px 16px;margin:14px 0;font-size:14.5px}.tldr{margin:14px 0 30px;padding-bottom:24px;border-bottom:1px solid var(--line);font-size:18px;line-height:1.7;letter-spacing:-.015em;color:var(--ink)}.tldr strong{font-weight:700}.tldr+h2{margin-top:0}.notice{margin:18px 0;padding:13px 16px;border-radius:var(--radius-sm);background:#f6f5f1;border:1px solid var(--line);font-size:13px;color:var(--muted);line-height:1.7}.faq{margin-top:8px}.faq details{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:8px;overflow:hidden}.faq summary{padding:14px 16px;font-size:15px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:10px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--muted);font-weight:400;font-size:18px}.faq details[open] summary:after{content:"−"}.faq .a{padding:0 16px 14px;font-size:14.5px;color:var(--ink-soft)}.related{margin-top:36px}.related h2{font-size:18px;font-weight:800;margin:0 0 12px}.sources{margin-top:26px;font-size:13px;color:var(--muted)}.sources ul{margin:6px 0 0;padding-left:18px}.page-title{margin:28px 0 16px;font-size:26px;font-weight:800}.prose{font-size:15.5px;color:var(--ink-soft)}.prose h2{margin:28px 0 10px;font-size:19px;color:var(--ink)}.prose p{margin:0 0 12px}.lupin-banner{display:flex;align-items:center;gap:14px;background:linear-gradient(135deg,#1f2430,#343c4e);color:#fff;border-radius:var(--radius);padding:20px 22px;margin:40px 0 8px}.lupin-banner:hover{text-decoration:none;filter:brightness(1.06)}.lupin-banner .emoji{font-size:28px}.lupin-banner .t{font-weight:800;font-size:16.5px;color:#fff}.lupin-banner .d{font-size:13.5px;color:#ffffffbf}.lupin-banner .go{margin-left:auto;font-size:13px;color:#ffb373;white-space:nowrap}[hidden]{display:none!important}.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 8px}.section-title{font-size:20px;font-weight:800;margin:34px 0 12px}.calc-intro .badge{margin-left:6px}.footer-brand{color:var(--ink)}@media(max-width:640px){.calc-grid{grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px}.calc-panel{padding:18px 16px}.row-2{grid-template-columns:1fr}.gnb a.hide-m{display:none}.hero{padding:36px 0 24px}.tldr{margin:10px 0 24px;padding-bottom:18px;font-size:16.5px}.hero-facts{gap:4px 12px;font-size:12.5px}.hero-facts li+li:before{display:none}.calc-card{padding:14px}.calc-card .icon{width:30px;height:30px;border-radius:9px}.calc-card .name{margin-top:9px;font-size:14.5px}.calc-card .sub{font-size:12px}.calc-card .card-season{position:static;align-self:flex-start;max-width:none;margin-top:9px}}